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Smart SIP & Mutual Fund Investments

Build wealth systematically with our expert-guided SIP and Mutual Fund investment plans. Get personalized portfolio recommendations tailored to your financial goals and risk appetite.

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Comprehensive Investment Solutions

We offer a complete range of investment services to help you achieve your financial goals through disciplined wealth creation.

SIP Planning

Systematic Investment Plans for disciplined wealth creation with small regular investments.

  • Flexible amount options
  • Goal-based planning
  • Auto-debit facility
  • Tax-efficient options

Mutual Funds

Expertly curated mutual fund portfolios across all categories and risk profiles.

  • Equity funds
  • Debt funds
  • Hybrid funds
  • Sector-specific funds

Portfolio Management

Professional management of your investment portfolio for optimal returns.

  • Regular monitoring
  • Rebalancing strategy
  • Performance review
  • Tax harvesting

SIP Investment Calculator

Calculate how your regular investments can grow over time

Min: ₹500 Max: ₹1,00,000
Years
Min: 1 Year Max: 40 Years
%
Equity funds typically give 12-15% over long term
Your Investment Growth
Total Invested: ₹6,00,000
Wealth Gained: ₹5,50,000
Future Value: ₹11,50,000
Annual Return Rate: 12%
Investment Duration: 10 Years
*This is a projection. Actual returns may vary based on market conditions.

Mutual Fund Categories

We offer expert guidance across all mutual fund categories to match your risk profile and financial goals.

Equity Funds

Higher growth potential for long-term investors with higher risk tolerance.

Debt Funds

Stable returns with lower risk for conservative investors.

Hybrid Funds

Balanced mix of equity and debt for moderate risk investors.

Solution Funds

Goal-oriented funds for retirement, children's education etc.

Our Investment Approach

Goal-Based Planning

We align your investments with specific financial goals like retirement, home purchase, or children's education.

Risk Assessment

Detailed risk profiling to create a portfolio that matches your risk tolerance and time horizon.

Diversification

Strategic asset allocation across fund categories to optimize returns while managing risk.

Regular Monitoring

Continuous tracking of portfolio performance with periodic rebalancing.

Transparent Reporting

Detailed quarterly reports with performance analysis and recommendations.

Tax Efficiency

Strategic planning to minimize tax liability while maximizing returns.

Ready to Start Your Investment Journey?

Let our financial experts create a personalized investment plan tailored to your goals and risk profile.

SIP & Mutual Fund FAQs

You can start a SIP with as little as ₹500 per month for most mutual fund schemes. Some funds may have slightly higher minimums. The amount can be increased later as your financial capacity grows. We help you determine the right SIP amount based on your goals and income.

Selecting the right funds depends on multiple factors including your financial goals, investment horizon, risk tolerance, and tax situation. Our advisors analyze these parameters along with fund performance, expense ratios, and portfolio composition to recommend the most suitable funds for your portfolio.

SIP investments in Equity Linked Savings Schemes (ELSS) qualify for tax deduction under Section 80C up to ₹1.5 lakh per year. However, capital gains from mutual funds are taxable based on holding period and fund type. Short-term gains (held <1 year for equity funds) are taxed at 15%, while long-term gains (≥1 year) over ₹1 lakh are taxed at 10%. Debt funds held ≥3 years are taxed at 20% with indexation benefit.

Yes, SIPs offer complete flexibility. You can pause, increase, decrease, or stop your SIP at any time without any penalty. Some funds may require you to complete a minimum number of installments (typically 6-12), but you can exit anytime after that. We recommend consulting with our advisors before making changes to ensure it aligns with your financial plan.

Expert financial help for tax, loans & more. We simplify your money matters!

Office 513, Shivalay Complex, Rajkot

rivaconsultancy001@gmail.com

(+91) 635 635 00 11

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